Funding Options

Capital strategies for every buyer.

The right franchise is only half the equation. We connect you with vetted funding specialists who structure financing to maximize leverage and protect your downside.

SBA 7(a) Loan

$50k – $5M

The most common franchise financing path. Government-backed loans with competitive rates and 10-year terms for most franchise concepts.

ROBS (401k Rollover)

Self-funded

Use existing retirement funds to capitalize your business — tax-free and penalty-free. Ideal for buyers with $50k+ in qualified accounts.

HELOC

Equity-based

Tap home equity for fast, flexible capital. Often used as a bridge or to cover working capital alongside an SBA loan.

Conventional Bank

Varies

For established borrowers with strong collateral, conventional commercial loans can offer streamlined approval and lower fees.

Equipment Financing

Asset-based

Finance specific franchise equipment separately to preserve cash and SBA capacity for build-out and working capital.

Seller / Franchisor Financing

Brand-specific

Some franchisors offer in-house financing or fee deferrals for qualified candidates. We help you identify and negotiate these.

Pre-Qualification

Not sure what you qualify for?

Get a no-obligation pre-qualification assessment from one of our funding partners. It takes about 15 minutes and provides clarity on your buying power.

Get Pre-Qualified